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Bankers have not been sufficiently candid about commercial lending problems in the past, and nobody should expect that they will publicly announce that they are in any kind of financial trouble
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In 1971, a major victory for campaign finance reform was won when the Federal Election Campaign Act mandated that candidates tell their constituents where all that money was coming from
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Our ongoing observation is that most business financing processes have always been excessively complicated and that meaningful improvements are not on the way
Usually, the borrowers repayment capability is what matters to the lenders
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